Like many carriers, we will be updating our product portfolio in 2021 for the 7702 and 7702A (Tax Law) changes that were included in the Consolidated Appropriations Act, 2021 (CAA 2021). As one of our valuable partners, you are receiving this information now to help you plan for a smooth transition for you and your clients.

We’ve repriced Protective Classic Choice Term to have new lower rates in multiple cells, putting it in the top three or better 95% of the time in monthly pay scenarios and in the top three 89% of the time in annual pay scenarios. These rates are more competitive than ever, and they go into effect starting today.

Exchanging a near-lapsing policy with Protective^® Strategic Objectives II VUL offers a stable, yet flexible solution for clients who need access to cash.

Offering the best term price to your clients is key. Now, you can offer a lower price AND additional features with our newly repriced Protective Classic Choice term in New York.

In today’s world, planning for the unexpected has never been more important. Make sure you’re recommending an IUL policy that can be paired with chronic illness coverage to help your clients prepare more confidently for what’s ahead.

Starting January 11, 2021, Protective^® Classic Choice term will have even lower rates while providing several enhancements available to even more clients.

The per diem limit for chronic death benefit riders will increase to $400/day beginning in 2020.

Did you know that the average face amount of IUL policies sold in 2019 was $500,000?1 That means that while your go-to IUL solution may play well in large case scenarios — it may not be the best fit for your client.

Offer clients an even stronger life insurance solution with a powerful combination of a Protective Life UL and ExtendCare. We have redefined the expectation of loss of Activities of Daily Living down to 90 days instead of 12 months, allowing your clients to address the financial burden a chronic illness could cause more quickly.

We recently enhanced the Policy Value Credit on the Protective^® Strategic Objectives II VUL to offer your clients 14 more years of cash value accumulation potential. That means additional cash value potential for their retirement plans while also providing a death benefit to help ensure financial security for their loved ones.