Remember the good old days when fishing was simply a fun pastime?

Things are way more complicated now. We have phishing, spear phishing, and whaling—all very bad news for our clients—and for us as financial professionals. In fact, when we fail to recognize these forms of fraud and our clients’ accounts are compromised as a result, clients lose assets and we’re vulnerable to regulatory fines and worse.

The Internal Revenue Service (IRS) recently announced upcoming changes to the per diem limitations for periodic payments received under qualified long-term care insurance policies and certain life insurance policies which offer accelerated death benefits for chronic illness care.

NIGO Volumes Reduced by 39% in 2018
Year-over-year stats show improved service times in 2018 for the application submission cycle.

Protective Life can create a custom electronic submission link* for your BGA to place on their website—allowing you to easily submit applications electronically.

In our most recent review of our product portfolio, we have made a decision to remove three of the optional riders from our ProClassic NY UL product.

Protective Life wants to make sure you stay informed and compliant regarding rules and regulations within our industry. Please review the information below, which may affect the processing of your submitted business with us.