Offer clients an even stronger life insurance solution with a powerful combination of a Protective Life UL and ExtendCare. We have redefined the expectation of loss of Activities of Daily Living down to 90 days instead of 12 months, allowing your clients to address the financial burden a chronic illness could cause more quickly.

We recently enhanced the Policy Credit Rider on the Protective^® Strategic Objectives II VUL to offer your clients 14 more years of cash value accumulation potential. That means additional cash value potential for their retirement plans while also providing financial security for their loved ones.

In the past four issues we discussed improvements to make it easier and faster to do business with us. We are excited to share that even more updates have been made.

As we near the end of the year, the following holiday schedule and year-end business processing guidelines will help expedite your business.

We’ve repriced Protective^® Classic Choice term to have new lower rates in multiple cells, putting it in the Top 3 or better 96% of the time in monthly pay scenarios and in the Top 3 91% of the time in annual pay scenarios.* These new rates went into effect September 21, 2020.

At Protective Life, we’re continuously looking for ways to improve and streamline the application process. There are currently two versions of our EZ-App^SM electronic application — the original version and the enhanced version. We have decided to consolidate both versions into one, making it a one-stop shop for all core UL and term life insurance applications.

In the past three issues we discussed improvements to Protective Velocity to make it easier and faster to do business with us. We are excited to share that even more updates have been made.

With our TeleLife EZ-Worksheet, you can ditch submitting our traditional paper applications and add valuable time back into your day. After this worksheet is submitted, clients will complete a tele-interview and be screened for PLUS — Protective Life Underwriting Solution — giving them the opportunity to qualify for accelerated underwriting.¹

Do you want to protect clients’ retirement income from early loss? When it comes to retirement, having a plan to manage market drops is so important. Fortunately, a solution like the Protective® Guaranteed Income Indexed Annuity can help.

At Protective Life, we want to make sure you’re equipped with a full, diverse life insurance portfolio so you can meet every client’s need. That’s why we are excited to announce our survivorship UL product — Protective Survivor UL — is back in our portfolio.